The Importance of Pre-Qualifying

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It's important to see a mortgage professional early, even if you haven't settled on the sort of house to look for. Why? It might be difficult to understand the way we could help even before you start to calculate your offer.

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage you can afford, and how much money you will be able to borrow, by walking you through pre-qualifying. During this process, we determine your borrowing potential - looking at your earning status, available money for down payment, debts, income, and other areas. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

After you qualify, will present to you what's called a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), that says that we are partnering with you to find the best mortgage loan program to meet your financial needs and that we are confident you will qualify for a loan for a certain amount.

Power in the Pre-Qual

With your pre-qualification letter, some advantages are yours at the point you locate the house you want to put together an offer on. First, it helps you know the amount that you're able to offer. Having pre-qualification also will make your offer look even better to the seller, like you were bringing them a bag full of cash! They won't have to worry that that they're wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to worry about. You can have the clout of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

Our mortgage professionals can help you calculate the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. We accomplish this by considering your debts and income, your work and residence situations, the funds available for down payment, required reserves, and other considerations. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

One on one

While you can benefit from our tools to calculate mortgage variables on this website, it is essential to meet with us. That way, we will help you get your pre-qualification letter. Next, we can consider your mortgage program choices and be sure you have chosen the right one. Contact us at 4787462063 to get started.

Have questions about pre-qualifying? Call us at 4787462063. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

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